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How do I verify that the Quebec Pension Plan (QPP) will pay me the proper retirement pension when the time comes? When am I eligible for a QPP pension?

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How do I verify that the Quebec Pension Plan (QPP) will pay me the proper retirement pension when the time comes? When am I eligible for a QPP pension?

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Reply: It is important to periodically verify that the QPP has the correct earnings information for your account. Your retirement pension is based on your earnings and your contributions to the QPP. In the event of error, your pension will be affected. Complete the request for a statement from the QPP every few years, in order to verify that the QPP has the right information on you. Note that you may begin your QPP pension any time between age 60 and 70, at your discretion. The longer you delay, the higher your monthly pension amount. The decision as to when to begin taking your pension should be made after careful consideration. Don’t forget that you need to apply in order to receive benefits!

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