How do I use the Gustavus Supplemental Insurance?
If you are injured or not feeling well, make an appointment to be seen by one of the providers at Health Service – we take care of the paperwork for you! If you are seen at another medical facility, you must obtain a referral from Health Service and complete a claim form to be mailed in to claim services. Claims must be submitted within 180 days after the date of the injury or treatment for a sickness. When you arrive for your appointment, provide both your primary health insurance card and your Gustavus student health insurance card. Coverage under this policy is excess to all other insurance and claims must be submitted to any other insurance first. Covered benefits include emergency room visits, x-rays, lab work, office visits, prescriptions, therapeutic services and supplies for an accident or a sickness. Benefits are limited. This policy does not cover services for normal health checkups, preventive testing, immunizations, eye examinations, dental treatment, family planning, etc.
