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How do I use prior health coverage as credit to eliminate a pre-existing condition exclusionary period for new group health insurance?

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How do I use prior health coverage as credit to eliminate a pre-existing condition exclusionary period for new group health insurance?

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You can eliminate the pre-existing condition exclusionary period by using months of credit from your previous private medical coverage that you have been covered by for six months or more. To do this, the gap (days of no coverage) between the old and new coverage cannot exceed 180 days.

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