How do I use my Advantage ATM & Checkcard?
A. To conduct a signature-based transaction: 1. The merchant must accept Visa or MasterCard debit cards, whichever logo is on your card. 2. Swipe or insert your Advantage card at the merchant terminal. 3. Select the “Credit’ option. 4. The merchant will give you a receipt to sign and a copy for your records. 5. Your checking account will usually be charged within 1-3 business days. To conduct a PIN-based debit transaction: 1. Swipe or insert your Advantage card at the merchant terminal. 2. Select the “Debit” option. 3. Enter your PIN to authorize the payment. If desired, select cash back (this option is only available with PIN-based transactions). 4. The payment is authorized and your checking account will be charged within one business day.
