How do I start the BudgetSmart program on my computer?
Open the application by clicking on “Budget Software,” “BudgetSmart” from your application program menu. Or simply double-click on the “BudgetSmart” icon on your computer screen desktop. What process should I use to develop a budget? Take some time to organize and group your list of expenses. You will need these to prepare your estimated budget. The program will categorize your expenses in the areas of: Clothing, Food, Housing, Utilities, Transportation, Medical, Entertainment, Savings, Child Care, Charities & Gifts, Unsecured Debts, and Miscellaneous. Please try to determine your spending amounts for each category before building your budget. Also examine your expenses and income in terms of frequency — those that recur each month (mortgage payment, auto payment, electric bill, paycheck, etc.) and those that are periodic (insurance, water bill, tax refund, auto repair, vacations, etc.). These will play a big factor in your monthly cash flow. Next, determine if you expect to make any
