How Do I Report a Fair Debt Collection Practices Act Violation?
Contact the Federal Trade Commission and your states Attorney General Office. You will need the following to report the violation: • Document the date, time and name of the agent you spoke to • Document what occurred during the call or interaction • Provide any proof you have such as papers, mailings or tape recordings (if legal in your area) Fair Credit Reporting Act (FCRA) This Act gives you the right to learn what credit information is being distributed about you to credit reporting agencies. Everyone is entitled to receive a free copy of their credit report once a year from each of the three major credit reporting agencies; Equifax, Experian or TransUnion. The law also establishes procedures for correcting errors in your credit record and protects your privacy. Find out more about getting Your Credit Report and Correcting Mistakes by clicking here. How Does the Fair Credit Reporting Act Protect Me? FCRA protects you from having inaccurate or obsolete information on your credit repo
