How do I reduce the risk of credit chargebacks?
The key to reducing the risk of a chargeback is to ensure that the sales draft is signed and imprinted (either manually or electronically, by swiping the card through a terminal), and the purchase is properly authorized at the time of sale. Since chargebacks originate from cardholder disputes, you need to be able to provide proof that both the cardholder and the card were present at the time of the transaction.