How do I prevent identify theft and Internet fraud?
* At merchant sites, pay by credit card only. – There is legislation limiting your liability in the event your credit card number is stolen. – This legislation does not limit your liability for debit cards, bank accounts or other payment accounts and methods. – However, you can safely use your bank’s website to pay bills. * Sign all credit cards when you receive them. * Never loan your credit cards to anyone. * Cancel credit cards you do not use. * Immediately report lost or stolen credit cards, and any discrepancies in your monthly statements, to the credit card issuing company. * Never leave receipts at bank machines, on counters or at unattended gasoline pumps; ensure you destroy paperwork you no longer need. * Never provide personal information such as Social Security Number (Social Insurance Number in Canada), date of birth, credit card numbers or PIN over the telephone unless you initiate the call. * Promptly remove mail from your mailbox. Do not leave mail lying around your resi