How do I pay premiums for “retroactive” coverage described in Covered Services #5?
You must pay the premium for each month for which you are requesting retroactive coverage before HWD benefits can be approved for those months. You will receive your bill for retroactive coverage (with a return envelope) in the mail from FSA after completing the application process. To be approved for retroactive coverage, you must pay in full the premium for each month requested within 120 days of receiving your bill. When processing your application, we will ask you to identify each of the months in the retroactive period for which you want to purchase HWD coverage. If we receive only partial payment within the 120 days, we will deny coverage for the retroactive period and refund the partial payment.
