How do I “opt-out” of credit prescreening for commercial offers by credit reporting agencies?
Effective September 30, 1997 a law went into effect that requires credit bureaus to set up toll-free phone numbers for consumers to call to opt out of credit prescreening for two years. You have to send written notification if you want your credit file permanently closed to prescreening. If you want to reduce the unsolicited credit card and other offers you receive, you can call (888) 5OPT-OUT (888-567-8688) toll free. This number covers the following credit reporting agencies: Equifax, Experian, Innovus, and TransUnion.
