How do i obtain a free credit check without owning a credit card?
Any bank will do a credit check on you if you apply for a credit product such as a loan or credit card. To see the details – if you are not prepared to enter a credit or debit card into the likes of CreditExpert – http://redo.me.uk/freecreditreport then the alternative in the UK is to make a written request to one of the credit reference agencies. This is not free – they charge a nominal £2 fee for this, and this can be paid by cheque or postal order. For Experian, send your request to: Consumer Help Service Experian Limited, PO BOX 8000, Nottingham NG80 7WF You could also request the report by phone by calling Experian on 0844 481 8000 BUT bear in mind that they charge and extra £1.50 to take the request over the phone (so £3.50 in total).
