How do I lock the rate and term on my Orange Home Equity and convert it into a fixed-rate loan?
As soon as two weeks after your Orange Home Equity is opened, you can opt to lock your rate at any time during your initial 10 year draw period. You can do this on ingdirect.com or by calling us at 1-866-327-4599, 7 days a week, from 8 AM to 8 PM. Once you lock your rate, your Orange Home Equity will become a fixed-rate 15 year loan and no additional money will be available. You can only convert your line of credit to a loan once.
