How do I know which legislation applies to the member spouse’s pension?
The member spouse pension plan will fall under one of the following groups of legislations: 1. The Pension Benefits Standards Act (PBSA) The PBSA applies to federally regulated pension plans. Members of those plans are employed in connection with certain federal works, undertakings and businesses such as banking, communications or transportation. Examples of federally regulated pension plans are: Canadian Broadcasting Corporation, Air Canada, Canada Post, Export and Development Canada, Bell Canada, Nav Canada, OC Transpo (<99), Canadian National, CMHC. 2. The federal public service acts include The Public Service Superannuation Act (PSSA), The Canadian Forces Superannuation Act (CFSA) and The Royal Mounted Police Superannuation Act (RCMPSA). 3. The Pension Benefits Act of Ontario (PBA) The PBA basically covers all members of registered pension plans who work in Ontario unless they work in federally regulated industries (see item 1 above) or the federal public service (see item 2 above)
