How do I know what insurance options to purchase when renting a car?
In order to know what insurance to purchase, you must first know what auto coverage or credit card coverage you already have. Some auto policies cover damage done to rental vehicles, damage or injuries to other people while using a rental vehicle, injuries to passengers in rental vehicles, and/or theft of personal items in the rental vehicle. Check with your auto insurer and/or credit card provider to determine what is covered under your policies. Currently, Emblem Rentals offers Collision Damage Insurance (CDI). At the time of rental, Renter has the option of purchasing CDI from Travel Guard through Emblem Rentals for an additional daily charge. CDI is a separate contract for insurance between Renter and Travel Guard. Rates, coverages, deductibles, and other policy terms are detailed in the insurance summary supplied by Travel Guard. Renters electing not to purchase the optional CDI are liable for the full cost of any damage sustained to the rental vehicle up to its current market val
