How do I know if my Securian Dental plan is an indemnity or PPO plan?
Securian Dental offers two types of plans: indemnity plans and Preferred Provider Organization (PPO) plans. Indemnity plans offer you the freedom to visit any dentist in the United States with no effect on coverage. On the other hand, PPO plans offer you maximum benefits when you visit a dentist in our broad dentist network. (You can visit any dentist with our PPO plans, but you may receive reduced benefits and increased out-of-pocket costs if you visit a non-network dentist.) Plan members receive an identification card that they should show their dentist at each visit. The ID card for the PPO plan lists the network name DenteMax in all Securian Dental states but Maine. PPO plan subscribers in Maine receive strongest benefits by visiting dentists in the Encompass Network.
