HOW DO I HANDLE POLICIES FOR EMPLOYEES ON LEAVE WITHOUT PAY?
If an employee is off without pay or if a premium payment is missed, the policy will lapse. Upon returning to work the employee must complete the APPLICATION FOR REINSTATEMENT form number MP-3 (6/81) and submit it to our office for approval. Dental policies are not eligible for reinstatement, however if the employee returns to work within 60 days they may pay the entire back premium and continue the dental coverage in force. All other policies are eligible for reinstatement up to 6 months after lapsing. DO NOT RESUME PAYING PREMIUM UNTIL OUR OFFICE HAS NOTIFIED YOU THAT THE REINSTATEMENT HAS BEEN APPROVED.
