How Do I Handle Independent Contractors (ICs) Without Workers Compensation Insurance?
Compensation laws provide that the hiring employer may be responsible for compensation of the employees of uninsured ICs. In determining compensation premiums, you will be charged premium for coverage in connection with these ICs unless you can provide satisfactory evidence of such insurance. For your protection, you should obtain certificates of insurance from all ICs working on your behalf. The CA Association of Realtors strongly encourages its membership to provide workers’ compensation coverage for all employees and independent contractors.
