How do I go about getting jewellery valued for insurance purposes and how much will it cost?
Phone a few jewellers in your area and ask if they perform valuations. If not then ask whom they recommend. Call them in turn and ask what they charge. They need to be suitably qualified and provide a certificate which will be acceptable to your insurer, so it would be worth asking your insurer what qualifications and proof they want. My wife had her engagement ring valued many years ago after having it made to her own design. A very professional lady examined it, tested the gold content and pronounced on the carat values of the stones. We paid a small percentage of the valuation and received a formal certificate, showing her name and qualifications on headed paper, to show to the insurers. I think that she was a National Association of Goldsmiths Registered Valuer. We still have the certificate, but our insurance valuation has been idex-linked for the last fifteen years, going up by inflation every year. The two issues you will face are: 1/ Individual item limit 2/ Total value of all
