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How do I get off of ChexSystemsSM?

April 26, 2017chexsystemssm

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How do I get off of ChexSystemsSM?

1 Answer

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Posted

Any negative reports are kept on file for 5 years. After that time, ChexSystemsSM removes the report. ChexSystemsSM asks its members to remove inaccurate entries and note when an outstanding debt has been paid, banks are under no obligation to do so, and this is all the more reason to check your own report for accuracy. In addition, a reporting bank can ask ChexSystemsSM to remove a negative report.