How do I get a free Equifax credit report?
According to the Federal Trade Commission, the Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies, Equifax, Experian and TransUnion, to provide you with a free copy of your credit report, at your request once every 12 months. The information in your credit report may include where you currently live as well as previous addresses, payment history with creditors and accounts in good standing. To order a copy of your report from any of the three, you may use Annualcreditreport.com.Annualcreditreport.comThe three major credit bureaus have set up a central website, a toll-free telephone number and a mailing address through which you can order your free annual reports. Select your state of residence on Annualcreditreport.com and enter in your personal data. This information includes name, date of birth social security number and current address. Once completed, you may advance to the next option which is selecting the credit bureau you would like to