How Do I Fix My Credit?
Fixing your credit takes time. Going from a low credit score to a high credit score is simply not something that can be accomplished overnight. The good news is that just about anyone can go from bad credit to good credit as long as they change the way they look at debt and payments. How to Fix My Credit Step 1 Get a copy of your credit report. You can’t fix your credit if you don’t first know what you’re dealing with. If there are errors on your credit report then contact the creditor involved along with the credit bureau in order to get the error removed from your report. You might be surprised to find how many errors may be on your credit report, and how much these errors can drag your credit score down. Step 2 Bring your delinquent accounts up to date. Even if you are only thirty days late on a payment, this can still have a detrimental affect on your credit score. One of the very best things you can do when trying to fix your credit is to bring everything up to date. Even if you h