How do I find out if a payday loan company is using illegal practices?
I took out a payday loan and I do need to repay it. However, I don’t think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc….I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were. A: They should have sent you documents to sign electronically. Those documents should state the cost and the fees. Just pay it and be done with them. Never, ever use them again.