How do I find mortgage advice and make a home loan application?
Your home loan application is the first step in the journey toward owning a new house, and can appear to be an overwhelming task, especially for the first time buyer. The process is time consuming and often confusing, requiring a great deal of preparation and patience on the part of the borrower. What is more, choosing a mortgage is one of the most important financial decisions you make, and the wrong decision can cost you thousands of pounds. A good mortgage adviser will guide you through the many mortgage options that are available, and recommend the best deal for you based on a thorough exploration of your needs. There are several areas a mortgage adviser needs to cover in order to give good advice, as well as rules and regulations set out by the Financial Services Authority (FSA), designed to ensure consumers get clear information and have some protection if they are sold an inappropriate mortgage. Check your adviser is authorised to give mortgage advice by consulting the FSA regis
