How do i erase potentially negative items from a credit report?
Identify and Document the ErrorRequest a credit report from all three major credit reporting agencies and document everything you can about the incorrect item. It is important to make sure you understand what the negative item is, and why it should be removed from the record.Contact the Reporting AgencyCall or write to the credit reporting agency to request removal of the negative item. You may have to start by calling the agency to find the person or department that handles such requests. As soon as possible, move to written letters so that there is a paper trail of progress.
