How do I designate or change my beneficiary(ies)?
You can use a TruAssure Beneficiary Designation Form to change your beneficiary(ies) at any time. Complete the form and submit it to your Human Resources office. The employee is always the beneficiary for dependent life coverage. You generally should choose a specific individual or individuals as your beneficiary(ies) so that the policy proceeds can be paid directly to him/her and the potential pitfalls and expense of the probate process are avoided. If you do not designate a beneficiary and you have no survivors or if you designate your estate as your beneficiary, the life insurance proceeds will be paid to your estate and will therefore be subject to probate. Even if you have a will, you must designate a beneficiary for your life insurance policy. A beneficiary can typically be either a primary beneficiary (the person or persons who you have chosen to receive the benefit first) or a secondary or contingent beneficiary (the person or persons who will receive the benefit if the primary
