How do I declare bankruptcy without paying for it?
Most people who say they cannot afford an attorney to file for bankruptcy still haven’t gotten control of their spending habits. Most people need to do a little belt tightening and will do things like stop paying the minimum payments on their credit card bills. Some people will file a Chapter 13 bankruptcy and pay the legal fees over time. The most important thing is to at least get a consultation with a qualified attorney regarding your options. I suggest contacting a member of the National Association of Consumer Bankruptcy Attorneys for further assistance.