How do I consolidate credit cards?
Credit card debt can be the most costly kind of personal debt consumers can run up. Interest rates on credit cards are constantly going up, and once you get into that routine of using credit cards it can be difficult to get out of. Consolidating your credit card payments can help you lower your monthly payments by lowering your interest rate and monthly service charges, and it can help you begin to pay off the debt you have accumulated. There are several ways to easily consolidate your credit card debt.Zero Interest Credit CardsIt may sound strange to recommend consolidating credit cards by using a credit card, but some of the deals offered by banks make this option worthwhile. To get you to use their credit card, a bank may offer you the chance to transfer all of your existing credit card debt to their card at zero percent interest. You can save a great deal of money going from double-digit interest rates on your current cards to a zero percent interest consolidation card. The key is
