How Do I Check My Free Online Credit Report and FICO Score?
When potential lenders want to know whether or not to lend you money, give you a credit card, or finance that new car, they turn to your credit report and FICO score to see what to do. Your FICO score and credit report provide a detailed history of your financial activities, allowing banks and lenders to better judge your likelihood of paying them back. If you take care of your credit and check it regularly, you will have no problem getting better interest rates and loan with favorable terms that suit your needs. A credit report contains very detailed information on all of your current and previous credit cards, loans, and bills. More importantly, it show exactly how good of a job you have done and are doing when it comes to making all of your payments to these accounts. If you always pay your bills on time and are not over your head in debt, your credit report will be applauded by potential lenders. A FICO score is a numerical representation of your financial standing, calculated by u
