How do I cash in United States Saving Bonds?
Determine OwnershipRefer to the face of the bond to determine the owner. If the bonds are yours, cash them in at any bank or the Treasury Direct website. At a bank you’ll need to show proper identification. At the Treasury Direct website you’ll need to create a user profile, providing personal details such as driver’s license information and Social Security number.Bonds Belonging to a ChildIf the bond owner is a child and is too young to personally sign the bonds, write on the back of each bond, “I certify that I am the parent of Jane Doe with whom Wilma Doe resides (or indicate that you have legal custody). She is 3 years old and is not of sufficient understanding to make this request.