How do I apply for the Service Member Civil Relief Act?
This is the info we give in the condesensed format. There is way more, but this will get you started. 1. What is SCRA? The Servicemembers Civil Relief Act of 2003 (SCRA) replaces the Soldiers and Sailors Civil Relief Act (SSCRA) originally enacted in 1940. The Act provides Servicemembers and their families with certain protections relating to civil court actions and credit issues, intended to reduce the chances of legal trouble while the servicemember is on active duty. The act is found in federal law at 50 USC §501 et seq. 2. The types of protection the SCRA provides are: a. Protection from Civil Court judgments in the servicemember’s absence. b. A lengthening of statutes of limitations on the servicemember’s behalf. c. The right to break certain contracts and leases. d. Protections against certain evictions and loan foreclosures. e. Limitations on interest charges to 6%. f. Maintaining home state residence. g. Tax and Insurance protections. 3. Limitation on Interest. The SCRA provide
