How do I add, change or delete employee dependent coverage?
Changes in dependent coverage are normally allowed only during open enrollment. A qualifying event, such as a death, birth, marriage, divorce or involuntary loss of coverage, does allow you to make changes mid plan-year. The change must be consistent with the qualifying event. For instance, the birth of a child makes that newborn a newly eligible dependent, but does not entitle you to add or drop other dependents at the time that you add the newborn child. To add, change or delete dependent coverage, submit an enrollment/change form to Hanson Benefits to be forwarded to the carriers. Newborns are not automatically enrolled and need to be enrolled within 31 days from date of birth. Once a newborn is enrolled, his/her coverage will be retroactive to the date of birth, provided that the enrollment takes place within the 31-day grace period.
