How do I add a car on a family insurance policy?
Contact Your AgentAdd a car to an existing personal auto policy by calling your insurance agent and conveying information about your new car, and whether you have traded in a car that will no longer need coverage. Many carriers also offer the option of adding or dropping a car on their websites.Relay informationTell your agent details such as the vehicle identification number, called VIN; year, make and model of the vehicle; and the mileage. Some agents might want you to stop by so they can inspect for prior damage. Your agent will also need to know who in the household will be the primary driver. This might affect the amount of an increase on your insurance premiums, especially if the car is for a teen driver.Confirm CoverageConfirm coverage as soon as possible. Keep in mind that if you purchase a car over a weekend and just leave a voice-mail message for the agent, your coverage might not be automatic. The agent will still need to determine whether to accept the risk.
