How do Home Trust homes stay affordable?
Our homes remain affordable because we limit appreciation that can be realized by our homeowners to just 1.5% annually. We are able to limit appreciation because we retain the deed to all of our properties. We convey an ownership interest in these properties using a 99-year ground lease, which is consistent with the community land trust (CLT) model. Our objective is to keep our homes affordable to future home buyers who will need affordable housing options.
