How do Highway Traffic Act charges and convictions affect my insurance?
According to the regulations the Fault Determine Rules must be applied with regard to road and weather conditions; visibility or the point of impact on the vehicles. As well, determination on fault is made independently of decisions make by police officers to charge a driver. A charge under the Highway Traffic Act does not necessarily mean the person who is charged was at fault for insurance purposes. In the same way the lack of charges does not mean that no one was at fault.
