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How do health insurance companies define “pre-existing condition?

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How do health insurance companies define “pre-existing condition?

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” Each health insurance company has its own specific wording. However, the following statement is in line with most insurance company provisions: “A pre-existing condition is a medical condition that would cause a normally prudent person to seek treatment during the twelve months prior to the beginning of coverage.

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Each health insurance company has its own specific wording. However, the following statement is in line with most insurance company provisions: “A pre-existing condition is a medical condition that would cause a normally prudent person to seek treatment during the twelve months prior to the beginning of coverage.

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Each health insurance company has its own specific wording. However, the following statement is in line with many insurance company provisions: Preexisting condition means the existence of symptoms which would cause an ordinarily prudent person to seek diagnosis, care or treatment within a five year period preceding the effective date of the coverage of the insured person or a condition for which medical advice or treatment was recommended by a physician or received from a physician within a five year period preceding the effective date of the coverage or the insured person.

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