How do dependent survivors continue their health insurance coverage after the extended benefits period?
A. Following an employee death due to a work-related injury, the State will pay 100 percent of the cost of NYSHIP coverage for dependents as long as they remain eligible. If the death is not considered the result of a work-related illness or injury, or is controverted, the following conditions apply: If at the time of death an employee had 10 years of service and was 10 years or less from retirement, dependents will make the same contribution that active employees make toward the cost of the Empire Plan or HMO premium (10% for individual and 25% for family). If at the time of death an employee had 10 years of service but was not within 10 years of retirement, dependents will be required to pay both the employer’s and the employee’s share of the premium (100%). If at the time of death an employee had less than 10 years of service, dependents will be required to pay COBRA rates which include both the employer’s and the employee’s share of the premium plus a two percent administrative cha
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