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How do collection calls and letters contribute to the recovery?

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How do collection calls and letters contribute to the recovery?

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Each time the bank or one of its debt collectors sends you a statement or a collection letter or makes a collection call, there is usually at least one violation. The more they call or write you, the more violations, and the more damage awards you’re entitled to. Just be sure to keep your log of all communications you receive from the bank and forward the log to us.

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