How do CAHP plans provide health insurance to Californians?
Most Californians get health insurance through their employers or organizations to which they belong. This is called employer-based or group insurance. The employers purchase insurance through plans such as those members of CAHP and offer the coverage to their employees. Employees usually pay a portion of the costs. Many Californians get health insurance through government programs that operate at the national, state and local levels. Examples include Healthy Families, Medicare, Medi-Cal and programs run by the Department of Veterans Affairs and Department of Defense. For Californians who don’t have access to either group insurance or government programs, there is individual health insurance.
