How do bank transaction fees and ATM surcharges differ?
Chase charges a bank transaction fee for using your debit card at ATMs outside the Chase network. You get one free (no bank transaction fee) withdrawal per deposit at any ATM out of the Chase network. There is a $1.50 fee for each additional withdrawal at ATMs outside the Chase network. ATM owners that are not part of the Chase or Allpoint network impose a surcharge for using their ATMs. This chart shows fees and surcharges when using your debit card at an ATM.