How do AIMS fund home loans?
As we do not receive deposits from customers, our funds are raised from capital markets through insurance companies, Government funds, large superannuation funds and other institutional investors. The manner in which we obtain our funds requires us to meet the high standards set by international rating agencies, institutional investors and mortgage insurers. AIMS comply with State and Federal legislation which is monitored by the Australian Securities and Investment Commission (ASIC), the Department of Fair Trading and the Australian Consumer and Competition Commission. AIMS is also a member of the Mortgage Industry Association of Australia. The security we offer our customers is further enhanced by one of Australia’s largest trustee companies, Perpetual Trustees Company Ltd., which oversee the management of the capital funds. We are one of the very few non-bank lenders which issue our own mortgage backed securities thus giving us greater control over our funds. This financial strength
