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How did University Loan Relief come up with the possible consolidation savings that shows on the home page and in the calculators?

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How did University Loan Relief come up with the possible consolidation savings that shows on the home page and in the calculators?

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We had to make some assumptions. Our financial models typically assume that a borrower has loans post-1998 to consolidate and that they will obtain, at a minimum, our auto-debit benefit. We also typically assume that a lower payment is an objective, so we quote using the Graduated payment plan so that the first term is interest only.

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