How could OTARMA provide specialty coverages to Ohio Townships when traditional insurers would not?
A. Because of the structure of OTARMA, the Membership is insulated from the factors that have historically caused the extreme variances in insurance company pricing and coverage availability. OTARMA provides coverage for only one class or risk – townships, and in one geographical area – Ohio. This translates into more predictable claims payment patterns and therefore the ability of OTARMA to provide stable pricing and broad coverage.
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