How can my insurance company deny my disability benefits claim for a “mental and nervous limitation provision” when that is not my disability?
Insurance companies know if they make a claim (even if it is not true), they can buy time to delay or deny your benefits while you prove the claim is inaccurate or untrue. It is not uncommon for insurance companies to deny disability benefits claiming a “mental and nervous limitation” provision in the claimants policy even when this condition is not related to the claimant’s disability. Insurance providers will even resort to using medical sources such as the Diagnostic and Statistical Manual of Mental Disorders or DSM-IV to find rare (unrelated) conditions in order to make a claim for a “mental and nervous limitation provision.” Do not let this happen to you or someone you care about.
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