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How can I tell if Im covered for damages caused by storms, bad weather or other severe weather?

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How can I tell if Im covered for damages caused by storms, bad weather or other severe weather?

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Damages caused by windstorms, hail, hurricanes and tornados are covered in all homeowner’s policies. However, some insurers may limit coverage of homeowners residing in hurricane prone areas. Additional coverage may be purchased for accumulating snow or ice may not otherwise be covered. Flood damage is not covered in any homeowner’s policy and flood insurance must be purchased separately. Return to index . . .

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