How can I recognize the differences in aviation insurance policies?
Because state law does not regulate aviation insurance extensively, policy language varies considerably. Be sure to ask for a sample policy in an easy-read format and review it to understand what is and is not covered. Since every aircraft owner has different coverage needs, be aware that the least expensive policy may not provide the best protection to meet your needs. It is important for the insured to read the policy fine print because while coverage may appear to be similar from one policy to the next, the policy’s exclusions may cause you to pay more for uncovered losses. Avemco’s policy is clear, concise and comprehensive and it focuses on inclusions, not exclusions.