How can I receive a loan package prior to closing to review?
This is often difficult to do as the loan packages do not normally arrive until the day of closing. You can however, request a copy of the package from your loan representative or make the request of your title company who will make your wishes known to the lender and attempt to get the package early. You might also want to consider visiting the Fannie Mae & Freddie Mac web sites and download copies of the most standard documents. You will find the most common Note instruments and Deed of Trust Instruments for review. The rest of the documentation will need to come from the lender directly as the disclosures are specific to their institution. We are able to provide you with our internal documentation as early as you like.