How can I purchase an item that costs more than the balance on my FirstMerit Visa Gift Card?
The merchant would need to complete a split transaction. Most merchants can easily perform a split transaction, some have the capability but the employee doesnt know how, and some dont have a system that can split it. In this case, the merchant may ask to run it as two different transactions. Present the card and state the specific amount to be deducted. Pay the difference with a second method of payment – cash, check, or credit/debit card. It is important to keep track of your remaining card balance so you know the funds that you have available.