How can I purchase an item that costs more than the balance on my First Bank Visa Gift Card?
When purchasing an item that costs more than the balance on your card, you will need a second form of payment to cover the difference between the total and the amount on your card. 1. let the merchant know in advance you will be using two methods of payment 2. present the card in advance and state the amount to be deducted 3. pay the merchant the difference with a second form of payment – cash, check or credit/debit card.