How can I prove “under the table” income to qualify for a home loan?
His tax report should be enough, assuming he reported that “under the table” cash income. If he didn’t reported that “under the table” income in his taxes then it’s better NOT to say a word now or he might just self-incriminate himself and get into serious legal troubles, fines and even jail in the worst case scenario. Remeber that any information you give to a bank can be used as evidence in court by the tax agencies. Any cash income it’s supossed to be reported, and that Tax forms are accepted by banks as valid evidence of income. EDIT But still he can correct this by starting this year to report all his real income. He doesn’t need to be paid in check, all he needs is to report the real amount of money he made. edit For this and last month he might show a copy of his bank deposit records and bank statements. Also ask if an affidavit might be accepted.
