How can I obtain a copy of the federal Fair Credit Reporting Act (FCRA)?
You can obtain a copy of the FCRA from the Federal Trade Commission (FTC), the U.S. agency responsible for regulating the FCRA. The FCRA can be downloaded from the FTC’s Web site http://www.ftc.gov/os/statutes/031224fcra.pdf. This document is in PDF format, which requires Adobe(R) Reader(R). To download a free copy of Adobe(R) Reader(R), if it is not installed on your personal computer, go to http://www.adobe.com/products/acrobat/readstep2.html. [Back to top] Do I have to follow the standard FCRA employee notice and authorization requirements if I hire third-party organizations, including law firms, to investigate allegations of workplace misconduct? Also, are there any differences between federal and state law in this type of investigation? Over the years, there have been many conflicting federal and state statutes governing third-party investigations of employees suspected of misconduct. Several different FAQ and Legislative Updates on the CARCO Web site have addressed such issues at